Vacancies and How to Get a Job at PalmPay (Salary, Roles & Application Guide)

PalmPay Limited

PalmPay is currently recruiting for seven different job categories across multiple states in Nigeria, offering opportunities for both entry-level candidates and experienced professionals. The vacancies span sales, finance, fraud prevention, business development, risk management, and operations, making this one of the most diverse fintech recruitment drives currently available. If you're searching for PalmPay jobs in Nigeria 2026, this recruitment exercise offers excellent opportunities to join one of Africa's fastest-growing digital financial services companies.

   

About the Company

PalmPay is a leading pan-African fintech company that provides digital payment solutions, money transfers, bill payments, and other financial services across several African countries. The company continues to expand its operations and invest in financial inclusion by making digital banking accessible to millions of people.

PalmPay frequently recruits professionals across sales, technology, finance, customer operations, and risk management, making it an attractive employer for candidates interested in Nigeria's growing fintech industry.

Available Positions

  • Junior Anti-Fraud Analyst
  • Sales Officer (10 Openings)
  • Sales Agent (Buy Now Pay Later) (10 Openings)
  • Field Verification Officer
  • Business Developer
  • Credit Risk Manager
  • State Manager

1. Junior Anti-Fraud Analyst

What You'll Do (Simplified)

You'll investigate suspicious loan accounts, identify possible fraudulent activities, review approved loan applications, analyze customer data, detect repayment risks, and prepare investigation reports to help reduce financial losses.

Who This Role Is Best For

This role is ideal for:

  • Entry-level fraud analysts
  • Finance graduates
  • Risk management professionals
  • Data analysts interested in fintech
  • Customer service professionals looking to transition into fraud prevention

Estimated Salary Range

Negotiable based on experience.

Realistic Nigerian Market Estimate: Mid-level fintech risk and fraud analyst compensation.

How to Apply

Interested candidates should apply online through PalmPay's recruitment portal.

How to Increase Your Chances

  • Highlight Excel and spreadsheet skills.
  • Mention any fraud detection or investigation experience.
  • Showcase analytical thinking.
  • Include experience in finance, risk, or customer operations.

2. Sales Officer

What You'll Do (Simplified)

You'll promote PalmPay loan products, engage customers in markets and business locations, assist with loan applications, onboard new customers, and achieve sales targets.

Who This Role Is Best For

Suitable for:

  • Fresh graduates
  • Entry-level sales professionals
  • Field marketers
  • Customer relationship officers
  • Career switchers interested in fintech sales

Estimated Salary Range

Negotiable based on experience.

Realistic Nigerian Market Estimate: Entry-level sales compensation with performance incentives.

How to Apply

Apply online through the official recruitment platform.

How to Increase Your Chances

  • Demonstrate excellent communication skills.
  • Highlight customer-facing experience.
  • Mention any previous sales achievements.
  • Show willingness to work in field sales.

3. Sales Agent (Buy Now Pay Later)

What You'll Do (Simplified)

You will promote mobile phone financing products, educate customers about installment payment options, process applications, assist with onboarding, and achieve daily sales targets.

Who This Role Is Best For

Best suited for:

  • Retail sales representatives
  • Telecom sales agents
  • Banking sales officers
  • Customer service professionals
  • OND and NCE graduates seeking sales careers

Estimated Salary Range

Negotiable based on experience.

Realistic Nigerian Market Estimate: Entry-level salary with commissions and bonuses.

How to Apply

Submit your online application through the designated recruitment portal.

How to Increase Your Chances

  • Emphasize persuasion and negotiation skills.
  • Highlight retail or sales experience.
  • Demonstrate confidence in customer engagement.
  • Mention familiarity with digital onboarding tools.

4. Field Verification Officer

What You'll Do (Simplified)

You'll conduct physical verification visits, confirm customer and business information, prepare field reports, and support the loan approval process.

Who This Role Is Best For

Ideal for:

  • Graduates willing to work in field operations
  • Loan verification officers
  • Investigation professionals
  • Individuals with strong observation skills

Estimated Salary Range

Negotiable based on experience.

Realistic Nigerian Market Estimate: Mid-level field operations salary.

How to Apply

Send your CV to [email protected] using "Field Verification Officer - Plateau" as the email subject.

How to Increase Your Chances

  • Highlight field experience.
  • Mention report-writing skills.
  • Showcase attention to detail.
  • Demonstrate integrity and professionalism.

5. Business Developer

What You'll Do (Simplified)

You'll recruit merchants, promote PalmPay's payment solutions, help businesses open accounts, and increase merchant adoption across your assigned location.

Who This Role Is Best For

Suitable for:

  • Entry-level business developers
  • Sales executives
  • Marketing graduates
  • Merchant acquisition officers

Estimated Salary Range

Negotiable based on experience.

Realistic Nigerian Market Estimate: Entry-level business development package with incentives.

How to Apply

Email your CV to [email protected] using "Business Developer and Location" as the subject.

How to Increase Your Chances

  • Demonstrate networking ability.
  • Highlight business development achievements.
  • Show confidence in field engagement.
  • Mention any merchant acquisition experience.

6. Credit Risk Manager

What You'll Do (Simplified)

You'll oversee SME loan underwriting, evaluate credit applications, manage lending risks, supervise underwriting teams, and improve portfolio quality.

Who This Role Is Best For

Ideal for:

  • Senior credit analysts
  • Risk managers
  • Banking professionals
  • SME lending specialists

Estimated Salary Range

Negotiable based on experience.

Realistic Nigerian Market Estimate: Senior fintech management compensation package.

How to Apply

Email your CV to [email protected] with "Credit Risk / Underwriting Manager" as the subject line.

How to Increase Your Chances

  • Highlight SME lending experience.
  • Include banking certifications.
  • Demonstrate leadership achievements.
  • Showcase expertise in credit analysis.

7. State Manager

What You'll Do (Simplified)

You'll lead state operations, grow merchant acquisition, supervise business development teams, improve market performance, and drive sales growth.

Who This Role Is Best For

Perfect for:

  • Sales managers
  • Regional managers
  • Fintech professionals
  • Banking operations managers
  • Experienced business development leaders

Estimated Salary Range

Negotiable based on experience.

Realistic Nigerian Market Estimate: Senior management package with performance incentives.

How to Apply

Send your CV to [email protected] using "State Manager" as the subject line.

How to Increase Your Chances

  • Demonstrate leadership success.
  • Highlight merchant acquisition experience.
  • Showcase sales growth achievements.
  • Include examples of managing high-performing teams.

How to Successfully Apply for Jobs at PalmPay

To improve your chances during the PalmPay recruitment process:

  • Tailor your CV to the specific position instead of sending one generic version.
  • Use keywords recruiters are likely to search for, including Sales, Merchant Acquisition, Credit Risk, Fraud Analysis, SME Lending, Financial Services, Customer Acquisition, Business Development, KYC, Field Operations, Digital Payments, and Fintech.
  • Quantify your achievements with measurable results where possible.
  • Keep your CV concise, professional, and free from errors.
  • Submit your application as early as possible since some positions may close once suitable candidates are identified.

If you're wondering how to apply for jobs at PalmPay, ensure you carefully follow the application instructions provided for your preferred role and use the correct email subject or online application method.

Common Mistakes to Avoid

Many qualified candidates lose opportunities because they make avoidable mistakes. Be sure to avoid the following:

  • Applying for multiple roles without tailoring your CV.
  • Using the wrong email subject line.
  • Ignoring location or residency requirements.
  • Omitting relevant fintech or sales experience.
  • Sending incomplete applications.
  • Waiting until the last minute to apply.

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About Company

PalmPay Limited

Job Information

Status: Open No of vacancies: 25 Job type: Full Time Salary: Negotiable Publish date: 06 Aug 2026

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Job tags: Nigeria