Job Vacancies @ FairMoney Nigeria – 3 Positions
FairMoney is recruiting to fill the following positions:
1.) Loan Collections Officer
2.) Head of Card Operations
3.) Business Analyst, Retail Banking
FairMoney is building the leading mobile bank for emerging markets. We started with a digital microcredit application on Android, and currently roll out additional financial services (current account, savings, debit card) while expanding the product to Western Africa and South-East Asia.
See job details and how to apply below.
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1.) Loan Collections Officer
Location: Lagos
Employment Type: Full time
Department: Operations, Collections
Description
- We are currently looking for passionate individuals who have a flair for debit recovery to join a fast growing team in Lagos.
- You will be working as our Loan Recovery Agent in our Lending team.
- You will be based in Lagos and working with our other Customer Success representatives, as well as our other teams based in Paris & India.
- Your mission is to support the business while we continue to be the #1 choice for digital lending in Nigeria.
- You will do this by ensuring that customers with delinquent loans are contacted, negotiate overdue payments and carry out necessary actions that initiates recovery.
- We also need a folk who is going to help improve the team’s overall collections rate.
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Roles and Responsibilities
Your mission will be to:
- Plan course of action to recover outstanding payments
- Follow up with customers for all outstanding payments and identify problematic accounts.
- Ensures Non-Performing Loans are followed up and monitored diligently.
- Responsible for communicating with delinquent borrowers, establishing and developing effective payment plans with the delinquent borrowers.
- Listen actively to customers and ensure conversation is collection driven.
- Advise customers on their payment options and best methods of payment.
- Properly document information from the conversation.
- Negotiate payoff deadlines or payment plans
- Create trust relationships with debtors when possible to avoid future issues
Requirements
- 2 years and above experience in microfinance operations directly dealing with delinquent clients and other problem-solving situations.
- Apt in negotiating and persuading.
- Good knowledge of the collection process and approach.
- Excellent collaborator and team player
- Excellent communication skills, both oral and written.
- Ability to adapt to new challenges in a dynamic and fast-paced environment while managing multiple projects.
- You may have understanding / working knowledge of a collections system (advantageous)
- You should be comfortable skills in Microsoft office.
- You should have working experience within an outbound debt collections environment / outbound sales environment / outbound customer service environment.
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Benefits
- Private Health Insurance
- Pension Plan
- Training & Development
- Performance Bonus.
Application Closing Date
Not Specified.
Method of Application
Interested and qualified candidates should:
Click here to apply online
Recruitment Process
- Typing test + Online Soft-skills test
- A screening call with the Senior Recruiter - 30 minutes
- Technical interview with the hiring manager - 30 minute
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2.) Head of Card Operations
Location: Lagos
Employment Type: Full time
Category: Growth
Description
The role involves managing FairMoney cards operations post acquisition of the customers, which includes (but not limited):
- Building reliable delivery network across Nigeria by partnering with Delivery/Logistics companies, agency networks, etc.,
- Manage Customer experience and quality framework of cards operation for qualitative delivery.
- Maintain card's inventory to fulfil demand in cost effective manner,
- Stakeholder management for smooth delivery of programs and products.
- process development and creation of SOP.
- Manage and motivate card operation's teams for effective performance management.
- Managing outsourced agencies and ensuring that they deliver on agreed SLA's and quality expectations. Identify gaps and continuously interact with vendors to improve overall delivery standards
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Requirements
- Minimum of 5 years of experience in logistics/delivery in NG and 3 years in operations management.
- Experience working with C-level stakeholders, Product, and Engineering leadership.
- Experience implementing new systems.
- Experience leveraging data to make business decisions.
- Supply chain and product creation experience (order management and fulfillment, 3PL management, demand forecasting, inventory planning, manufacturing).
Benefits
- Private Health Insurance
- Pension Plan
- Training & Development
- Performance Bonus
Application Closing Date
Not Specified.
Method of Application
Interested and qualified candidates should:
Click here to apply online
Recruitment Process
- A screening call with the Senior Recruiter ~30 mins
- Technical interview with the hiring manager ~30 mins
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3.) Business Analyst, Retail Banking
Location: Lagos
Category: BI & Analytics
Responsibilities
- Developing SQL code/Python, R scripts to interrogate our data to solve key business problems.
- Proactively bringing new ideas to the table relating to business questions, analytics approaches, datasets and ways of working.
- Assessing opportunities, understanding behaviour, testing hypotheses with data analysis.
- Communicate analysis, relevant trends and operational performances to internal as well as external stakeholders and across the business.
- Forecasting and scenario planning to create a data-driven performance from historic and current data.
- Present insights to stakeholders & senior management, translating analysis into the 'so what?' and identifying possible actions to take as a result.
- Presenting data in a clear and easy to comprehend manner, using visualization tools (Tableau), data warehouse (Bigquery), ELT tool (dbt and git).
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Requirements
- You have 2 - 5 years of experience in delivering actionable insight to support decision making in marketing, commercial, product, operational and/or strategic decisions.
- You have the ability to deal with ambiguity & form ambiguous questions into defined solutions to improve the business area.
- You have excellent communication skills and the ability to explain results from your analysis in layman's language to business users.
- You have a high level of SQL Proficiency – You’re good at quickly getting a grasp of any dataset that you're working with & support other analysts to do so, Python/R is a plus.
- You have a good understanding of the business – you quickly identify which metrics are relevant for an area and anticipate which data projects will add value.
- You have the ability to effectively form relationships with the business in order to help with the adoption of data-driven decision making.
- You have experience building models and dashboards to tight timelines and embedding these in operations to inform real-time business decisions.
- You have experience capturing stakeholder requirements across various levels of seniority and functions and building appropriate analytical solutions.
- You have strong data visualization skills, including knowledge of self-serve tools like Tableau or similar.
- You’re a self-starter - you take initiative in spotting opportunities and finding ways to solve challenges with data.
Benefits
- Work From Home Allowances
- Training & Development
- Family Leave (Maternity, Paternity)
- Paid Time Off (Vacation, Sick & Public Holidays).
Application Closing Date
Not Specified.
Method of Application
Interested and qualified candidates should:
Click here to apply online
Recruitment Process
- A screening interview with one of the members of the Talent Acquisition team - 30 minutes.
- Assignment to be done at home.
- Technical Interview with Shashi Agarwal (Analytics Lead) - 60 minutes.
- Interview with the key stakeholders - 60 minutes.
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