🇳🇬 Job Vacancies @ Moniepoint Incorporated – 8 Positions

Job Title: Head of Credit Application Review

Location: Remote
Employment Type: Full-time

Job Summary

• The Head of Credit Application Review will lead the credit administration function, ensuring accurate loan booking, complete documentation, and strict compliance with credit policy and regulatory requirements.
• Provide an independent review of exposures to enforce discipline and minimise legal/operational risks.

Roles & Responsibilities

• Oversee loan documentation, disbursement, and collateral management.
• Verify compliance of all facilities with approved terms, policies, and regulations.
• Ensure accurate capture of credit facilities in core systems.
• Manage perfection, custody, and renewal of collateral/security instruments.
• Conduct independent reviews to identify gaps, exceptions, and policy breaches.
• Ensure compliance with CBN guidelines, IFRS 9, and audit/regulatory requirements.
• Prepare reports/dashboards for management on credit administration discipline.
• Lead, mentor, and develop a strong credit administration & review team.

key performance indicators (KPIs)

• Accuracy & timeliness of loan documentation and booking.
• % of perfected collateral/security.
• Reduced documentation exceptions & breaches.
• Zero audit/regulatory infractions.
• Timely, high-quality review reports.

Requirements

• Degree in Finance, Accounting, Economics, or related field (Master’s/MBA preferred).
• Professional certification (ACIB, ACCA, CFA, FRM) is an advantage.
• 10+ years’ credit administration/review experience (banking/fintech), with 3+ years in leadership.
• Strong credit policy knowledge, regulatory expertise, and operational discipline.

Application Closing Date
Not Specified.

Method of Application
Interested and qualified candidates should:
Click here to apply online

Job Title: Business Lead, Field Verification

Location: Lagos
Employment Type: Full-time

About The Role

• The Business Lead, Field Verification will be responsible for designing, managing, and scaling Moniepoint’s end-to-end field verification operations for loan customers.
• This role ensures that customer and business information is accurately verified, risks are mitigated, and the loans business continues to grow sustainably.
• The ideal candidate is a strong operator with experience leading field teams at scale, balancing efficiency with compliance, and leveraging technology for operational excellence.

Key Responsibilities
Strategy & Leadership:

• Define and execute the overall strategy for customer and business field verification within the Loans Department.
• Lead, coach, and develop a distributed team of field verification officers, supervisors, and regional leads.
• Drive process improvements to ensure scalable, efficient, and compliant field verification.

Operational Excellence:

• Oversee field verification of loan applicants, guarantors, and businesses across Nigeria.
• Implement technology-driven verification tools (geo-tagging, mobile apps, photo capture, digital checklists).
• Monitor verification turnaround times, accuracy rates, and efficiency KPIs.
• Manage relationships with third-party verification partners, where applicable.

Risk & Compliance:

• Partner with Risk, Compliance, and Credit teams to ensure field verification processes meet CBN regulatory standards and internal policies.
• Identify fraud red flags and escalate appropriately to safeguard loan portfolio quality.
• Ensure consistent documentation and audit readiness.

Stakeholder Management:

• Collaborate with Credit, Risk, Operations, and Product teams to align verification practices with business needs.
• Provide insights from field operations to influence credit policy and product design.
• Serve as the point of accountability for verification-related matters in the Loans Department.

Requirements

• Bachelor’s degree in Business, Finance, Risk Management, or related field; MBA or professional certification is a plus.
• Minimum 7–10 years’ experience in credit risk operations, field verification, or related functions, ideally in fintech, banking, or microfinance.
• Proven track record of leading large field or distributed teams across multiple regions.
• Strong understanding of loan underwriting, KYC/AML, and regulatory compliance.
• Operationally excellent with experience in process design, execution, and improvement.
• Tech-savvy; comfortable leveraging digital tools to manage and scale field operations.
• Excellent leadership, problem-solving, and communication skills.

Application Closing Date
Not Specified.

Method of Application
Interested and qualified candidates should:
Click here to apply online

Job Title: Law Enforcement Agency (LEA) Officer

Location: Nigeria (Remote)
Employment Type: Full-time

Job Summary

• The Law Enforcement Agency (LEA) Desk Officer at Moniepoint Microfinance Bank serves as the primary liaison between the bank and law enforcement agencies.
• This role is responsible for handling official requests from agencies such as the EFCC, Nigerian Police Force, INTERPOL, and other regulatory bodies regarding financial crime investigations, fraud, and compliance-related matters.
• The officer will ensure timely and accurate responses to inquiries while maintaining strict adherence to legal and regulatory frameworks.
• Additionally, the officer will manage law enforcement invitations and engagements to protect the bank's interests while fostering cooperation with security agencies.

Key Responsibilities
Law Enforcement Liaison:

• Serve as the point of contact for all law enforcement and regulatory agency engagements.
• Facilitate communication and collaboration between Moniepoint MFB and law enforcement agencies.
• Maintain proper documentation of all cases, requests, responses, and law enforcement visit records in line with data privacy policies.
• Law Enforcement Invitations & Visitations:
• Manage and respond to law enforcement invitations, ensuring proper documentation and escalation.
• Represent the bank in meetings and discussions with law enforcement officials.
• Ensure legal counsel is engaged when necessary to protect the bank’s interests during law enforcement interactions.

Investigation & Case Handling:

• Work closely with the fraud investigation, legal team and transaction monitoring teams to provide necessary information and support ongoing cases
• Review and respond to official requests, subpoenas, and court orders from law enforcement agencies.
• Analyze suspicious transactions and provide law enforcement with detailed reports when required.

Collaboration & Intelligence Sharing:

• Work with internal teams such as AML/CFT, Fraud Investigation, and Compliance to enhance financial crime detection and prevention.
• Share intelligence and emerging financial crime trends with relevant internal stakeholders.

Reporting & Data Management:

• Prepare and submit periodic reports on law enforcement engagements, case resolutions, and law enforcement visitations/invitations.
• Track and analyze data on fraud-related cases to identify patterns and improve risk mitigation strategies.

Qualifications & Experience

• Bachelor’s degree in Law, Criminology, Forensic Accounting, Finance, or a related field.
• Minimum of 4 years of experience in fraud investigation, compliance, law enforcement liaison, or financial crime investigations.
• Experience working with law enforcement agencies such as the EFCC, Police, or similar institutions is highly desirable.
• Strong knowledge of financial regulations, AML/CFT compliance, and cybercrime investigations.
• Familiarity with transaction monitoring tools, fraud detection techniques, and forensic analysis.

Key Skills & Competencies:

• Excellent analytical and investigative skills.
• Strong understanding of legal procedures related to financial crime investigations.
• High level of integrity, discretion, and confidentiality in handling sensitive information.
• Strong communication and stakeholder management skills.
• Ability to work under pressure and manage multiple law enforcement requests effectively.
• Proficiency in Microsoft Office and relevant investigation tools.

Application Closing Date
Not Specified.

Method of Application
Interested and qualified candidates should:
Click here to apply online

Job Title: Senior Software Engineer

Location: Nigeria (Remote)
Employment Type: Full-time

Job Description

• Engineering at Moniepoint is an inspired, customer-focused community, dedicated to crafting solutions that redefine our industry. Our infrastructure runs on some of the cool tools that excite infrastructure engineers - kubernetes, docker etc.
• We also make business decisions based on the large stream of data we receive daily, so we work daily with big data, perform data analytics and build models to make sense of the noise and give our customers the best experience.

Responsibilities

• Collaborate with cross-functional teams (product, design, QA) to define, design, and ship high-impact features.
• Design scalable architecture and implement performant backend services using Java and Spring Boot.
• Write clean, maintainable, and well-documented code with a strong focus on reliability and testability.
• Integrate third-party services and APIs while ensuring robust error handling and graceful degradation.
• Continuously improve system performance and developer experience through automation and refactoring.
• Debug complex issues across the stack and proactively identify opportunities for technical improvement.
• Participate in code reviews, architecture discussions, and share best practices with the team.
• Document technical decisions, systems, and processes for future team reference and transparency.

Requirements

• BS / MS in Computer Science, Engineering, or a related technical field.
• At least 5+ years of professional experience in software engineering, with a strong focus on backend systems.
• Expertise in Java and Spring Boot; solid understanding of modern backend architecture and best practices.
• Experience building and scaling web services, APIs, and distributed systems.
• Familiarity with Agile development methodologies and CI/CD pipelines.
• Proficient with relational databases and ORM frameworks (e.g., Hibernate).
• Exposure to frontend frameworks like AngularJS or React is a plus.
• Strong debugging skills and a methodical approach to problem-solving.
• Excellent communication skills and a team-first attitude.

Our Tech Stack:
As part of our engineering team, you’ll work with modern technologies and tools that enable us to build scalable, reliable, and high-performing systems. Some of the technologies you’ll be hands-on with include

• Java (latest versions): Powering our core backend systems with a focus on performance and maintainability.
• Spring & Spring Boot: Building modular, production-grade microservices with robust dependency management.
• Docker & Kubernetes: Containerized deployments and orchestration for consistent, scalable environments across dev, staging, and production.
• PostgreSQL & DynamoDB: A combination of relational and NoSQL databases to handle structured data and dynamic scaling needs.
• Elasticsearch: For fast, flexible full-text search and analytics across large datasets.
• AWS Cloud Infrastructure: Deploying and managing microservices using a cloud-native architecture that supports global scalability.

Benefits

• Culture - We put our people first and prioritize the well-being of every team member. We’ve built a company where all opinions carry weight and where all voices are heard. We value and respect each other and always look out for one another. Above all, we are human.
• Learning - We have a learning and development-focused environment with an emphasis on knowledge sharing, training, and regular internal technical talks.
• Compensation - You’ll receive an attractive salary, pension, health insurance, paid leave plus other benefits.

Application Closing Date
Not Specified.

Method of Application
Interested and qualified candidates should:
Click here to apply online

What to expect in the hiring process

• Our interview process is designed to be thoughtful, transparent, and candidate-friendly, allowing you to showcase your strengths while getting to know us better:
• Initial Conversation: A brief introductory call with our recruiter to learn more about your background, career goals, and to share insights about the role and our team.
• Technical Assessment: A practical, take-home coding exercise that reflects real-world challenges. You'll have ample time to complete this in your own environment
• Deep Dive Technical Interview: A focused session with our Engineering Team, where we'll explore system design, architecture, and problem-solving approaches.
• Final Interview: A combined technical and behavioural conversation with a member of our Executive Team, aimed at understanding your alignment with our values, vision, and culture.

Job Title: Database Administrator

Location: Remote

Job Purpose

• We are looking for an experienced Database Administrator to join our team!
• As a Database Administrator at our company, you will be responsible for designing, testing, planning, implementing, protecting, operating, managing and maintaining our company's databases.
• You will provide technical support to other team members and evaluate new database solutions and technologies, the goal is to provide a seamless flow of information throughout the company.

Responsibilities
What you’ll get to do:

• Create, monitor and maintain the company’s databases
• Diagnose and resolve problems quickly
• Proactively and regularly make recommendations for system improvements
• Implement and manage company data management policies
• Managing database access and permissions.
• Ensuring that databases meet users’ requirements.
• Liaise with programmers, applications/operational staff, IT project managers and other technical staff.
• Reviewing and managing database security, integrity and backup procedures and performance tuning.
• Devising and implementing processes for resolving faults and data loss.
• Writing disaster recovery plans.
• Archiving data.
• Replicating data for disaster recovery

Requirements
To succeed in this role, we think you should have:

• Bachelor’s degree in computer science or a related information technology field
• 3-5 years of experience as a Database Administrator or similar role
• Extensive knowledge of database technology, networks and server operating systems and hardware.
• Extensive experience in administering, managing and tuning databases
• Good understanding of data and schema standards and concepts
• Good understanding of database design, implementation, troubleshooting and maintenance
• Expertise in SQL and hands-on experience with MySQL, Cloud Spanner, BigTable and Clickhouse or other DBMS
• Meticulous attention to detail
• Critical thinking and problem-solving skills
• Ability to work independently and as part of a team

What we can offer you

• Culture - We put our people first and prioritize the well-being of every team member. We’ve built a company where all opinions carry weight and where all voices are heard. We value and respect each other and always look out for one another. Above all, we are human.
• Learning - We have a learning and development-focused environment with an emphasis on knowledge sharing, training, and regular internal technical talks.
• Compensation - You’ll receive an attractive salary, pension, health insurance, annual bonus, plus other benefits.

Application Closing Date
Not Specified.

How to Apply
Interested and qualified candidates should:
Click here to apply online

What to expect in the hiring process

• A technical interview with the Hiring Manager
• A behavioural and technical interview with a member of the Executive team.

Job Title: KYC / Due Diligence Officer

Location: Remote
Employment Type: Full-time

Job Summary

• The KYC Due Diligence Officer is responsible for ensuring that all customer onboarding and periodic reviews comply with regulatory requirements, internal policies, and international AML/CFT/CPF standards.
• The role involves performing detailed due diligence checks on individuals and businesses, assessing risk profiles, and escalating high-risk cases for Enhanced Due Diligence (EDD).
• As part of the first line of defense against financial crime, the officer validates customer identity, verifies documentation, and ensures compliance with Know Your Customer (KYC), Customer Due Diligence (CDD), and EDD obligations.
• The role also provides advisory support to internal stakeholders, helping the business balance customer enablement with regulatory compliance.

Key Responsibilities

• Perform KYC checks for new and existing customers, ensuring compliance with regulatory and internal requirements.
• Conduct due diligence reviews using internal systems, public databases, and third-party screening tools (e.g., PEP, sanctions, adverse media).
• Assess customer risk based on the nature of business, ownership structure, transaction behavior, and geographical exposure.
• Escalate high-risk and complex cases for Enhanced Due Diligence (EDD) in line with AML/CFT policy.
• Maintain accurate and up-to-date documentation of customer records for regulatory inspections and audits.
• Work closely with Onboarding, Compliance, and Business Relationship Managers to identify and close KYC gaps.
• Track and monitor deferrals, ensuring timely collection of outstanding documents in line with compliance timelines.
• Contribute to policy reviews, process improvements, and system upgrades to strengthen KYC operations.

Education & Experience

• Bachelor’s Degree in Finance, Business Administration, Law, or a related field.
• Certification in AML/KYC (e.g.,DCP, CAMS, ICA, or equivalent) is highly desirable.
• 2–3 years of experience in compliance, audit, KYC, or financial crime prevention (preferably in a financial institution).
• Familiarity with Nigerian regulatory compliance frameworks and global AML/CFT/CPF best practices is an advantage.

Key Skills & Competencies:

• Strong knowledge of AML/CFT/CPF regulations, including CBN guidelines, NFIU/EFCC directives, and FATF standards.
• Practical experience with sanctions, PEP, and adverse media screening tools.
• Analytical skills with ability to interpret complex ownership structures and beneficial ownership risks.
• High attention to detail and accuracy in reviewing customer data and documents.
• Strong communication and stakeholder management skills (internal teams, regulators, auditors).
• Ability to balance regulatory compliance with business enablement.
• Strong organizational and record-keeping skills.
• Integrity and confidentiality in handling sensitive customer information.

What we can offer you

• Culture: We put our people first and prioritize the well-being of every team member. We’ve built a company where all opinions carry weight and where all voices are heard. We value and respect each other and always look out for one another. Above all, we are human.
• Learning: We have a learning and development-focused environment with an emphasis on knowledge sharing, training, and regular internal technical talks.
• Compensation: You’ll receive an attractive salary, pension, health insurance, annual bonus, plus other benefits.

Application Closing Date
Not Specified.

How to Apply
Interested and qualified candidates should:
Click here to apply online

Job Title: Legal Counsel, Contracts & Documentation (Funds Transfers)

Location: Remote

Job Summary

• We are looking for a highly skilled Legal Counsel to support Moniepoint’s Contracts & Documentation team.
• The ideal candidate will provide commercially savvy legal solutions to achieve Moniepoint’s strategic objectives while ensuring compliance with applicable laws, regulations, and industry best practices.
• The role requires expertise in contracts, regulatory compliance, data privacy, intellectual property protection and litigation management.
• The ideal candidate must be qualified to practice law in the United Kingdom, with dual qualification in Nigeria considered an added advantage.

Responsibilities
As a Legal Counsel, You Would:

• Draft, review, and negotiate a wide range of contracts, including commercial agreements, loan and security documentation, and technology agreements tailored to the funds transfers business.
• Ensure contracts and agreements are properly documented and executed to protect Moniepoint’s interests.
• Provide sound legal advice on compliance with UK and Nigerian regulatory requirements affecting the funds transfers business.
• Liaise with regulatory authorities to ensure timely and effective regulatory filings and responses.
• Monitor compliance with statutory obligations under agreements.
• Research and prepare legal opinions on diverse matters, including regulatory and contractual issues.
• Draft, review, and recommend modifications to internal policies and procedures to align with evolving regulations.
• Assist in managing disputes, mitigating risks, and protecting Moniepoint’s interests in litigation.
• Provide advice on claims, compensation matters, and pre-litigation risk assessment.
• Advise on legal aspects of Moniepoint’s funds transfers products/services and related business operations.
• Attend meetings to offer legal advice, record key notes, and provide actionable recommendations.
• Support the General Counsel and collaborate with cross-functional teams to deliver strategic goals.

Requirements
Educational Qualifications:

• Bachelor of Laws from an accredited institution.
• UK Solicitor qualification (mandatory).
• Nigerian Law School Certificate (an added advantage).

Experience:

• 5–7 years of proven experience as a legal counsel, preferably in financial services, banking, or fintech sectors.
• Extensive experience in drafting/negotiating contracts, loan and security documentation, and commercial/technology agreements.

Skills:

• Strong understanding of the funds transfers business and applicable legal frameworks in the UK and Nigeria.
• Proficiency in regulatory compliance and liaising with relevant authorities.
• Excellent research, analytical, and drafting skills.
• Ability to manage multiple tasks, work under pressure, and meet deadlines in a fast-paced environment.
• Outstanding communication and interpersonal skills.
• High level of responsibility and discretion in handling confidential matters.

Why Join Us?

• Opportunity to work with a dynamic team at the forefront of fintech innovation.
• Be part of a fast-growing fintech business with international and local impact.
• Competitive compensation and career growth opportunities.

Application Closing Date
Not Specified.

How to Apply
Interested and qualified candidates should:
Click here to apply online

What To Expect In The Hiring Process:

• A preliminary phone call with the recruiter
• A take-home design task
• A technical interview with a Lead in our Engineering Team
• A behavioural and technical interview with a member of the Executive team.

Job Title: Senior Mobile Engineer (Flutter)

Location: Remote

What You’ll Get To Do

• Design and Build sophisticated and highly scalable apps using Flutter.
• Build custom packages in Flutter using the functionalities and APIs already available in native Android and IOS.
• Translate and Build the designs and Wireframes into hight quality responsive UI code.
• Write efficient queries for core Data.
• Use of Model-View-Controller ( MVC) and Model-View-ViewModel-Controller (MVVM) as it relates to designing, developing architecture and developing maintainable, testable and functional software that meets product requirements.
• Explore feasible architectures for implementing new features.
• Resolve any problems existing in the system and suggest and add new features in the complete system.
• Suggest space and time efficient Data Structures.
• Follow the best practices while developing the app and also keeping everything structured and well documented.
• Use CI/CD for smooth deployment.
• Document the project and code efficiently.
• Manage the code and project on Git in order to keep in sync with other team members and managers.
• Communicate with the Project Manager regarding status of projects and suggest appropriate deadlines for new functionalities.
• Ensure security guidelines are always followed while developing the app.
• Validate the cloud system to ensure any new changes do not compromise security of the backend server.
• Suggest new features and/or enhancements.
• Maintaining software through product lifecycle including design, development, verification and bug fixes.
• Connect regularly with the Quality Assurance Specialist to deliver stable app.
• Resolve all the bugs reported by the Quality Assurance Specialist in a timely manner.
• Perform time profiling and memory leaks assessment.
• Execute app verification protocol.
• Write tests for the App.
• Following company policies and quality procedures to ensure quality product deliverables.

To succeed in this role, you should have

• Bachelors Degree in a related field.
• 5 years plus combined Mobile Development Experience
• Flutter: To build cross platform mobile apps for Android, IOS and Web. This should include from making responsive UIs to efficiently query data and also manage states in an optimized manner.
• Native Android and IOS: To build custom Flutter Packages.
• Firebase: Should have experience with Cloud Firestore, Push Notifications, Cloud Functions and Analytics.
• Figma: Should know how to use Figma to analyse and view the designs to build the app
• Git: To manage and collaborate in different projects with the rest of the team.
• Ability to provide a portfolio showing projects solely worked on upon request

Nice to have some of the technologies:

• Angular
• Bootstrap
• JavaScript
• Native Android or Native iOS
• Dart.

What We Can Offer You

• Culture - We put our people first and prioritise the well-being of every team member. We’ve built a company where all opinions carry weight and where all voices are heard. We value and respect each other and always look out for one another. Above all, we are human.
• Learning - We have a learning and development-focused environment with an emphasis on knowledge sharing, training, and regular internal technical talks.
• Compensation - You’ll receive an attractive salary, pension, health insurance, annual bonus, plus other benefits.

Application Closing Date
Not Specified.

How to Apply
Interested and qualified candidates should:
Click here to apply online

What To Expect In The Hiring Process:

• A preliminary phone call with the recruiter
• A take-home design task
• A technical interview with a Lead in our Engineering Team
• A behavioural and technical interview with a member of the Executive team.