🇳🇬 Job Vacancies @ Paga Nigeria – 5 Positions

Paga is a licensed financial services company and a leading payments company in Nigeria with a massive transformative purpose - to make it simple for one billion people to access and use money. It was founded on the simple belief that the ubiquity of mobile phones can be leveraged in building an ecosystem that enables people to digitally send and receive money and creating simple financial access for everyone.

We are recruiting to fill the following positions below:

1.) Internal Audit Associate
2.) Internal / IT Audit Senior Associate
3.) Head, Operations & Admin
4.) Head, Internal Control & Compliance
5.) Head, Finance Administration & MIS

Job Title: Internal Audit Associate

Location: Yaba, Lagos
Employment Type: Full Time
Department: Internal Audit

About the Role

• Reporting to the Internal Audit Manager, the Internal Audit Associate will be responsible for supporting the internal audit team to build internal auditing systems and ensuring their correct application within the company.
• They will also provide the support necessary to ensure that the organisation is compliant with current legislation and best practices.

Responsibilities

• Conduct risk assessments and regularly monitor business/regulatory environment for emerging risks to business operations.
• Document the scope of internal audit engagements and collaborate on developing annual audit plans.
• Implement Enterprise Risk-Based audit plan.
• Obtain, analyse and evaluate necessary support documents, previous reports, data, flowcharts etc. to support audit findings.
• Benchmark internal processes against regulatory guidelines and operational best practices and document recommendations on observed weaknesses.
• Provide reasonable assurance on entity’s operational effectiveness through operational/process reviews.
• Review internal control over entity’s financial reporting processes.
• Prepare and present reports that reflect audit’s results.
• Conduct follow up audits and remediation tracking to monitor audit management’s responses to issues identified.
• Ensure continuous knowledge development regarding industry developments, emergent regulations, global best practices, tools, techniques, and performance standards.

Skills & Qualifications

• B.Sc. in any discipline
• Proven working experience as Internal Auditor, minimum of 3 years post NYSC.
• Relevant professional qualifications (ACA, ACCA, CIA, CFE)
• Familiarity with the Fintech/Financial Services regulatory environment is a key requirement.
• Advanced computer skills on MS Office, accounting software and databases
• Ability to manipulate large amounts of data and to compile detailed reports.
• Knowledge of structured relational database reviews using SQL is a plus.
• Proven knowledge of auditing standards and procedures, laws, rules and regulations
• High attention to detail and excellent analytical skills
• Sound independent judgement.

Application Closing Date
Not Specified.

How to Apply
Interested and qualified candidates should:
Click here to apply online

Job Title: Internal / IT Audit Senior Associate

Location: Yaba, Lagos
Employment Type: Full Time
Department: Internal Audit

About the Role

• Reporting to the Internal Audit Manager, the Internal/IT Audit Senior Associate will be responsible for supporting the internal audit team to build internal auditing systems and ensuring their correct application within the company.
• They will also provide the support necessary to ensure that the organisation is compliant with current legislation and best practices.

Responsibilities

• Review enterprise processes to identify scope for IT audit procedures such as test of automated control, data analysis and other audit procedures to address IT operational and financial risks.
• Prepare and communicate IT Audit Plan, budget, and timelines to the Audit Manager.
• Perform fieldwork and audit procedures such as IT risk assessment, test of automated / application controls, test of general IT Controls, interface controls and test of system-generated reports, risk mitigation procedures and reporting preparation.
• Identify and evaluate IT risks and impacts associated with identified issues and prepare remediation plans.
• Communicate engagement issues and findings to team lead and management.
• Prepare written reports on findings and recommendations from engagement work.
• Obtain, analyse and evaluate necessary support documents, previous reports, data, flowcharts etc. to support audit findings.
• Benchmark internal processes against regulatory guidelines and operational best practices and document recommendations on observed weaknesses.
• Conduct follow up audits and remediation tracking to monitor audit management’s responses to issues identified.
• Ensure continuous knowledge development regarding industry developments, emergent regulations, global best practices, tools, techniques and performance standards.

SKILLS & Qualifications

• BSc. in any discipline
• Proven working experience as an IT Auditor, minimum of 4-5 years post NYSC.
• Must be a chartered accountant ACA, ACCA or CIA desirable.
• Relevant professional qualifications in IT audit/security (Any of CCAK, CCSP, CISA, CEH, COMPTIA Security +, ISO 27001 lead auditor certifications is desirable)
• Must be familiar with the Payment/cards/Financial Services IT regulatory requirements (PCI-DSS, Business Continuity Planning, ISO 27001, Data Protection)
• Proven experience reviewing relational databases using structured query language (SQL) is a must.
• Experience conducting audits IT assets hosted in the cloud environment.
• Proven knowledge of auditing standards and procedures, laws, rules and regulations
• High attention to detail and excellent analytical skills
• Sound independent judgement.

Application Closing Date
Not Specified.

How to Apply
Interested and qualified candidates should:
Click here to apply online

Job Title: Head, Operations & Admin

Location: Lagos
Job type: Full-time

Role Summary

• The Head of Operations is responsible for organizing and overseeing the daily operations of the company; designing policies, overseeing customer service channels and implementing technology solutions. The candidate should be a responsible leader with an analytical and strategic mind and have a broad knowledge of the business. The Head of Operations is responsible for productivity and compliance of regulatory policies and guidelines.
• The ideal candidate for this role will have clearly demonstrated strong leadership skills, results orientation and be able to interpret the corporate vision into growth strategies and profitable operations.

Responsibilities

• Lead, oversee and manage all areas of the organization’s day-to-day operations to ensure KPIs are achieved; build comprehensive and SMART goals for performance and growth.
• Funding and managing the MFB’s liquidity position to maximize earnings on surplus liquidity within specified risk limits.
• Managing relationships with target customers for funding products to maximize returns on investment opportunities opened to the bank.
• Coordinate the activities of the operations officers and cashiers.
• Lead general services & corporate affairs.
• Build public and community relationships.
• Enable a thriving work environment, building and leading a highly motivated and high-performance team
• Design business strategy with other members of the executive team.
• Design and implement policies, processes and standards that align with overall strategy and targeted culture of the organization.
• Ensure organizational quality through review, update, implementation and adherence to agreed policies, procedures and manuals.
• Participate in ensuring compliance and adherence to statutory and regulatory requirements as well as continuous update of processes, policies and procedures.
• Responsible for effectiveness and efficiency of the branches, team development, team morale.
• Design and implement microfinance code of conduct at the various levels in operations.
• Develop strategies to minimize customer complaints and suggest ways of managing the public image of the Company.
• Liaise with the Financial Controller to ensure timely preparations of annual budget, quarterly budget review, forecasts and business plans.
• Develop business relationships with potential customers as well as existing customers with the view to strengthening the Company’s customer relationship base.
• Appraise the operational system in place and monitor the implementation of the company’s operation manuals, making appropriate recommendations regarding the need for change.
• Coordinate customer service operations and ensure customer retention.
• Oversee and manage the assets of MMFB.
• Provide strategic input and direction for the development of performance targets, including continuous monitoring to ensure achievement of set targets.
• Manage and maintain relationships with the CBN, other regulatory agencies and strategic stakeholders (internal and external).
• Initiate and support the development of a healthy internal culture that retains key employees and encourages their professional development.
• Any other duties and responsibilities which may be required from time to meet the objectives of MMFB.

Qualifications, Skills & Competencies

• A Degree in Banking, the Sciences/Engineering, Business Administration, Finance/Accounting, or any other related field.
• Minimum of 5 years senior management experience within the financial services industry, including Proven extensive and relevant operations management experience.
• Must have undergone the Microfinance Certification Programme and obtained a Certificate in Microfinance Banking issued by the Chartered Institute of Bankers of Nigeria (CIBN).
• Excellent problem-solving skills; analytical and structured in his/her thinking.
• Strong leadership and relationship-building skills.
• Familiarity with all business functions including HR, Finance, Supply chain, IT, Regulatory and Compliance.
• Communication skills – verbal, non-verbal and written.
• Self-starter and very organized, with strong attention to detail.
• Extremely versatile, dedicated to efficient productivity and able to work efficiently and effectively across multiple teams.
• A thorough understanding of microfinance performance metrics/indicators and the ability to interpret and process operations data.

Application Closing Date
Not Specified.

How to Apply
Interested and qualified candidates should:
Click here to apply online

Job Title: Head, Internal Control & Compliance

Location: Yaba, Lagos
Job type: Full-time
Reports to The Board of Directors

Role Summary

• The Head of Internal Audit and Controls plays a critical role in delivering the organization's strategic objectives by objectively assessing the adequacy and effectiveness of governance and management of risks, giving an evidence-based opinion on all aspects of governance, risk management, and compliance.
• The role is responsible for ensuring compliance with relevant laws and policies. The candidate must review and update all the business processes, evaluate the efficiency of the risk management processes; protect the organization against fraud and theft of its assets, and make recommendations on how to improve processes and procedures. Evaluate internal control and make recommendations on how to improve
• The ideal candidate for this role will have demonstrated strong leadership skills, be results-oriented, and be able to interpret the corporate vision into growth strategies and profitable operations.

Responsibilities

• Lead, oversee, and manage all areas of the Internal Control/Audit department’s day-to-day operations to ensure KPIs are achieved; and build comprehensive and SMART goals for performance and growth.
• Review of operations to ensure compliance with policies and procedures as set by the Board as well as regulatory requirements.
• Evaluate operations or programs to ascertain whether results are consistent with established objectives and goals and whether the operations and programs are being carried out as planned.
• Perform consulting and advisory services related to governance, risk management, and control as appropriate for the organization.
• Investigate deviations and irregularities.
• Report periodically to the Managing Director and Board, on the internal control and audit activity’s purpose, authority, responsibility, and performance relative to its plan
• Design and prepare an Audit Plan by applying a risk-based approach to ensure the organization complies with internal regulations and policies and established protocols.
• Develop and maintain the internal control and audit procedures to ensure that best practice is taken into account and that the established controls audits address specific areas of risk management.
• Undertake the approved internal audit plan in line with agreed procedures.
• Assess the suitability of current internal controls, making suggestions for improvements where needed.
• Prepare reports of audit findings and make recommendations to the business.
• Liaise with internal advisors and examines documentation, including reports, statements, records, and memos to gather information.
• Completes standard paperwork and questionnaires to confirm internal controls.
• Analyses audit results for adequate and effective “corrective actions” for management to improve.
• Evaluate financial documents for accuracy and compliance with federal regulations.
• Coordinate with functional teams for necessary training to the staff for the purpose of improving control adherence.
• Establish and develop relations with senior management and external partners and stakeholders.
• Any other duties and responsibilities which may be required to meet the objectives of MMFB.

Qualifications, Skills & Competencies

• A Degree in any other related field
• Relevant professional qualifications, e.g. ACA, ACCA, CISA, CIA.
• Minimum of 5 years senior management experience within the financial services industry, including Proven extensive and relevant operations management experience.
• Will be required to obtain a Certificate in Microfinance Banking issued by the Chartered Institute of Bankers of Nigeria (CIBN).
• Critical understanding in the establishment and operation of internal control mechanisms.
• Excellent problem-solving skills; analytical and structured in his/her thinking.
• Knowledge of data analytics, reporting and financial planning.
• Communication skills – verbal, non-verbal and written.
• Self-starter and very organized, with strong attention to detail.
• Extremely versatile, dedicated to efficient productivity and able to work efficiently and effectively across multiple teams.
• Must be up to date on industry rules, policies and guidelines and ensure compliance.
• A thorough understanding of microfinance performance metrics/indicators and the ability to interpret and process operations data.

Application Closing Date
Not Specified.

How to Apply
Interested and qualified candidates should:
Click here to apply online