Job Vacancies at United Bank for Africa Plc (UBA) – 8 Positions in Nigeria
United Bank for Africa Plc (UBA) is recruiting to fill the following positions:
1.) Relationship Officer (Commercial)
2.) Profit Center Manager (Consumer Loans)
3.) Relationship Officer (SME)
4.) Profit Center Manager (Personal Banking / SME)
5.) Cash Officer
6.) Customer Service Manager
7.) Head of Processing
8.) Head of Product Banking (Product Development & Marketing)
United Bank for Africa Plc (UBA) is one of Africa's leading financial institutions, with operations in 19 African countries and 3 global financial centres: London, Paris and New York. From a single country organisation founded in 1949 in Nigeria UBA has grown to become a pan-African provider of financial services with over 11 million customers, through close to 1000 business offices and touch points globally.
See job details and how to apply below.
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1.) Relationship Officer (Commercial)
Location: Nigeria
Job Objective
- To establish and maintain positive customer relationships towards the growth revenue for the bank.
Roles & Responsibilities
- Approach customers with the aim of winning new business
- Meet with existing customers to strengthen business relationships with a view to increase financial growth of the bank.
- Aggressively market the bank’s products to ensure favorable market response and optimum build-up of revenue.
- Follow up customers with dormant accounts, convince to resume dealings with the bank.
- Implement marketing strategies / programs laid out by the bank to boost profit.
- Listen to customer requirements and present appropriately to make a sale.
- Achieve set deposit targets / Contributions by acquiring business / investment deals from Private, Public, Individuals and Corporates.
- Prepare documentation on the creation of risk assets to increase business office profitability
- Sell / Cross-sell and Upsell the banks products.
- Market the brand.
- Perform other related duties as assigned by the Business Manager.
Candidate's Profile
- We are looking to hire talented and experienced individuals with 2 - 7 years Relationship Management experience in a commercial bank for our branches in all 36 states in Nigeria.
Knowledge Required:
- Good Knowledge of the products and services of the bank.
- Basic knowledge of Finance, Accounting and Economics.
- Business development and acquisition.
- Banking Operations, Policies, and Procedures.
- Excellent knowledge.
Skills Required:
- Ability to evaluate needs of customers, and determine what products or services would best serve those needs.
- Excellent Communication skills - oral and written.
- Must be Strong, Tenacious and Persuasive.
- Strong Selling / Marketing skills.
- Must be self-driven, and have a passion for Marketing.
- Good Relationship management skills.
- Confident and possess excellent Networking skills.
Application Closing Date
22nd November, 2021.
Method of Application
Interested and qualified candidates should:
Click here to apply online
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2.) Profit Center Manager (Consumer Loans)
Location: Nigeria
Job Objective
-
To coordinate the activities of retail teams through effective relationship management to meet / surpass financial targets to drive the profit growth of the branch.
Roles and Responsibilities
- Ensure significant increase in market share within own region.
- Drive performance of the unit – liability generation and quality risk asset creation.
- Risk asset appraisal, disbursement and monitoring.
- Ensure effective relationship building and management with new and existing customers.
- Optimally exploit new and existing opportunities in the market.
- Drive the reactivation of all inactive / dormant accounts in the branch.
- Plan and implement marketing strategies to boost profit
- Supervise and coordinate the activities of account officers.
- Perform other related duties as assigned by the Business Manager.
Candidate's Profile
- We are looking to hire individuals to drive Consumer loans as Profit Centre Managers in all our branches across the country.
- The ideal candidate must currently work in a commercial bank as marketers for consumer loans with 2-5 years’ experience in Relationship Management.
Skills Required:
- Ability to evaluate needs of customers and determine what products or services would best serve those needs
- Good interpersonal skills
- Excellent Communications skills (written and oral)
- Marketing and Selling skills
- Leadership and negotiation skills
- Good Relationship management skills
- Confident and must possess excellent networking skills.
Knowledge Required:
- Basic knowledge of Accounting, Finance and Economics.
- Banking operations, policies and procedures.
- Good knowledge of the Bank’s products and services.
- Business development and acquisition
- Marketing, Selling and Cros.
Application Closing Date
22nd November, 2021.
Method of Application
Interested and qualified candidates should:
Click here to apply online
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3.) Relationship Officer (SME)
Location: Nigeria
Job Objective
- To coordinate the activities of retail teams through effective relationship management to meet/surpass financial targets to drive the profit growth of the branch.
Roles & Responsibilities
- Ensure significant increase in market share within own region.
- Drive performance of the unit – liability generation and quality risk asset creation.
- Risk asset appraisal, disbursement and monitoring.
- Ensure effective relationship building and management with new and existing customers.
- Optimally exploit new and existing opportunities in the market.
- Drive the reactivation of all inactive/dormant accounts in the branch.
- Plan and implement marketing strategies to boost profit
- Supervise and coordinate the activities of account officers.
- Perform other related duties as assigned by the Business Manager.
Candidate's Profile
- We are looking to hire talented and experienced individuals to drive Personal Banking/ SME as Relationship Officers for our branches in all 36 states in Nigeria.
- The ideal candidates must currently work in a commercial bank as marketers with 2 years’ cognate experience.
Skills Required:
- Ability to evaluate needs of customers and determine what products or services would best serve those needs
- Good interpersonal skills
- Excellent Communications skills (written and oral)
- Marketing and Selling skills
- Leadership and negotiation skills
- Good Relationship management skills.
- Confident and must possess excellent networking skills.
Knowledge Required:
- Basic knowledge of Accounting, Finance and Economics.
- Banking operations, policies and procedures.
- Good knowledge of the Bank’s products and services.
- Business development and acquisition
- Marketing, Selling and Cros.
Application Closing Date
22nd November, 2021.
How to Apply
Interested and qualified candidates should:
Click here to apply online
4.) Profit Center Manager (Personal Banking / SME)
Location: Nigeria
Job Objective
- To coordinate the activities of retail teams through effective relationship management to meet/surpass financial targets to drive the profit growth of the branch.
Roles & Responsibilities
- Ensure significant increase in market share within own region.
- Drive performance of the unit – liability generation and quality risk asset creation.
- Risk asset appraisal, disbursement and monitoring.
- Ensure effective relationship building and management with new and existing customers.
- Optimally exploit new and existing opportunities in the market.
- Drive the reactivation of all inactive/dormant accounts in the branch.
- Plan and implement marketing strategies to boost profit
- Supervise and coordinate the activities of account officers.
- Perform other related duties as assigned by the Business Manager.
Candidate's Profile
- We are looking to hire talented and experienced individuals to drive Personal Banking/ SME as Profit Centre Managers for all our branches across the country.
- The ideal candidates must currently work in a commercial bank as marketers for personal banking with 5 years’ experience.
Knowledge Required:
- Basic knowledge of Accounting, Finance and Economics.
- Banking operations, policies and procedures.
- Good knowledge of the Bank’s products and services.
- Business development and acquisition
- Marketing, Selling and Cros
Skills Required:
- Ability to evaluate needs of customers and determine what products or services would best serve those needs
- Good interpersonal skills
- Excellent Communications skills (written and oral)
- Marketing and Selling skills
- Leadership and negotiation skills
- Good Relationship management skills
- Confident and must possess excellent networking skills.
Application Closing Date
22nd November, 2021.
Method of Application
Interested and qualified candidates should:
Click here to apply online
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5.) Cash Officer
Location: Lagos / Ebonyi
Job Objective
- Act as a leader to enhance team performance to the delight of customers through efficient transaction processing.
Roles & Responsibilities
- Ensure effective and timely service delivery to customers at all customer service units.
- Provide service support needs for tellers; ensure the teller cubicles are manned and functional at all times.
- Maintain a customer friendly disposition at all times.
- Ensure prompt TAT in line with service level agreement.
- Ensure timely preparation and rendition of reports to internal and external parties as required from time to time.
- Acknowledge of MICR cheques issued on the system.
- Supervise the activities of all tellers.
- Prompt and accurate consummation of all transactions within the bank’s approved turnaround time
- Administration of Cash and Vault.
- Ensure availability and workability of working tools for tellers
- Authorize all cash transactions above tellers’ limits
- Review teller’s payout limit, taking into cognizance the teller’s error rates
- Ensure that branch ATMs are functional at all times and that the ATMs do not run out of cash
- Ensure transaction vouchers are called over after the close of business daily
- Maintain up-to-date cash tellers’ proofs and vault registers.
- Ensure the branch maintains cash holdings within the approved COP limit.
- Ensure zero fraud tolerance / error rates.
Candidate's Profile
- We are looking to hire talented and experienced individuals with 3 years’ banking operations experience in a commercial bank for our branches in Lagos and Ebonyi state.
- The ideal candidates must currently work in a commercial bank with minimum of 3 years’ experience in Teller functions in the banking industry.
Skills Required:
- Good interpersonal skills.
- Excellent communication skills, both written and verbal.
- Excellent Numerical skills.
- Customer friendly disposition.
- Supervisory skills.
- Problem solving skills.
- Attention to details.
- Fast and error free processing.
Knowledge Required:
- Good knowledge and understanding of Teller Operations.
- Basic Accounting knowledge.
- Customer Relationship Management.
- Cashier activities.
Application Closing Date
22nd November, 2021.
How to Apply
Interested and qualified candidates should:
Click here to apply online
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6.) Customer Service Manager
Location: Lagos / Ebonyi
Job Objective
- Ensure quality customer service delivery through the provision of efficient and effective branch operation, while ensuring conformity with the bank’s laid down procedures and regulatory guidelines.
Roles and Responsibilities
- Ensure effective/efficient implementation of bank-wide policies with respect to branch operations.
- Supervise activities of operations staff to ensure timely and efficient service delivery to customers.
- Ensure proper documentation for all transactions and authorize transactions within approval limits. Ensure ABH is run at EOD.
- Supervise account opening process and ensure complete documentation and prompt scanning of account mandates as well as tracking/follow-up on deferred documents.
- Ensure that branch ATMs are functional at all times and faults timely escalated and resolved.
- Ensure effective branch cash management – no cash outs, adherence to COP limits (obtain necessary approvals for excess), prompt evacuations etc.
- Ensure that the unit has adequate allocation of resources to enable it meet stated objectives – liaise with HCM/Corporate Services/IT and supervisors as applicable.
- Maintain strong control awareness in branch and ensure adequate departmental controls are in place for all products/processes. Ensure strict adherence with the Call over process.
- Provide timely and accurate reports (institutional and regulatory) on Branch Operations in prescribed formats and intervals.
- Ensure maintenance of appropriate confidentiality and security of customer and transactional information and safety of bank branch assets.
- Conduct / ensure branch training/meeting sessions in line with policy.
Candidate's Profile
- We are looking to hire talented and experienced individuals with 5 years’ banking operations experience in a commercial bank for our branches in Lagos and Ebonyi state. The ideal candidates must currently work in a commercial bank with minimum of 5 years’ relevant experience in banking operation.
Skills Required:
- General Managerial / Administration.
- Team building / Conflict Management.
- Organization / Coordination skills.
- Good Communication Skills (oral and written).
- Good Interpersonal Skills.
- Strong Personality / Firm & Assertive.
- Capacity to manage and absorb pressure.
- Entrepreneurship / Taking Ownership.
- Supervisory skills.
Knowledge Required:
- Good Knowledge and understanding of banking operations.
- Good Products Knowledge.
- Good understanding of Customer Services.
Application Closing Date
22nd November, 2021.
Method of Application
Interested and qualified candidates should:
Click here to apply online
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7.) Head of Processing
Locations: Lagos and Ebonyi
Job Objective
- Act as a leader to enhance team performance to the delight of customers through efficient transaction processing.
Roles & Responsibilities
- Responsible for all customer service (non-cash related) processing activities in the branch. These include Funds transfer, Clearing, Trops, LDU, etc.
- Ensure effective and timely service delivery to customers at all customer service unit.
- Ensure efficient TAT in line with service level agreements.
- Drive timely and error-free processing culture among team members.
- Ensure timely balancing and execution of end-of-day procedures.
- Ensure timely and accurate collation of clearing cheques for presentation to ZPC.
- Ensure effective utilization of physical assets at the Customer Service Support Unit.
- Recommend Process Improvements as it relates to Customer Service Support in a bid to ensue service efficiency and cost minimization.
- Ensure timely reconciliation and proof of accounts
- Ensure no Incidence of losses due to Fraud, Regulatory infractions, and Processing errors occur.
- Serve as an effective backup for the BOM.
- Perform other related duties as assigned by the BOM.
Candidate's Profile
- We are looking to hire talented and experienced individuals with 3 years banking operations experience in a commercial bank for our branches in Lagos and Ebonyi state.
- The ideal candidates must currently work in a commercial bank with minimum of 3 years in banking operation.
Knowledge Required:
- Good knowledge and understanding of banking operations.
- Good understanding of basic accounting.
- Conflict management.
Skills Required:
- Good knowledge and understanding of Banking operations.
- Excellent customer service capabilities.
- High level of integrity /Sense of Responsibility.
- Basic Accounting knowledge.
- Analytical skills/Problem-solving.
- Attention to details.
- Good Interpersonal skills.
- Fast and error free processing.
- Supervisory skills.
Application Closing Date
22nd November, 2021.
Method of Application
Interested and qualified candidates should:
Click here to apply online
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8.) Head of Product Banking (Product Development & Marketing)
Location: Nigeria
Job Summary
- Full P&L accountability for all the Consumer products and segments (Mass Market, Affluent and Youth & Children segments)
- Chief budget owner: oversees preparation of product budget and business plans including target sales, volume, marketing strategy, consumer segmentation, product positioning, objectives and lifecycle recommendations to achieve overall business goals.
- Coordinates the development and deployment of value propositions, product offerings, target segment strategy, and business plan for customer acquisition, engagement and retention in Nigeria and ROA.
Roles & Responsibilities
Business & Strategy Development:
- To ensure achievement of profitability targets through revenue maximization and prudent cost management.
- Deliver on the business targets for the segments (Customer acquisition of products/channels; CASA deposit growth target)
- Drive the entire customer journey for value realization in the target segment (Segment Prospecting Customer Service; Reducing Segment Churn)
- Implements Bank-wide go-to-market strategy for new initiatives, working with all relevant departments / stakeholders to drive execution.
Product Portfolio Management:
- Drive sustainable growth and acquisition of new customers for all segments through development and maintenance of quality products, propositions and solutions pertinent to its business
- Build and maintain productive and strategic relations with stakeholders to drive the development and delivery of business solutions and revenue growth for all segments business.
- Drive customer-led propositions for all segments business by developing a pipeline of value adding customer solutions to include customer experience, products, and service offers.
- Manage an effective customer's loyalty program for networking and deepening the all segment market penetration.
- Champion the delivery of consistent, seamless and trusted customer service to ensure customer retention and loyalty.
Segment and Product Ownership:
- Coordinates the development and deployment of value propositions, product offerings, target segment strategy and business plan for the all Segments.
- Has oversight and ownership on end-to-end processes to ensure execution of on boarding for customers and fulfilment of products through engagement with relevant stakeholders involved in executing the standard process to ensure delivery of a seamless customer value proposition.
- Responsible for Portfolio health on relevant products -track portfolio performance (through lead indicators) and taking necessary actions to ensure product integrity is maintained.
- Develops and monitors specific sales & marketing campaigns together with relevant stakeholders to leverage market opportunities that generate new sales/volumes and increase market share.
- Accountable for all relevant segment/product metrics as applicable within the Bank's policy where applicable (e.g. risk limits, delinquency, compliance requirements. etc.)
- Monitors sales impact & profitability of marketing expenditures both on BAU and special campaigns.
- Optimize fees and charges to create value for clients in line with Treat client’s fairly principles
Market Research Support Function:
- Conduct ongoing market research on the segment to develop insights required to drive UBA 's propositions for the segment
- Generate regular competitor benchmarking of segment activities and strategies.
- Maintains a detailed and current understanding of the industry; (current market structures; regulatory requirements and issues; etc.) to ensure opportunities are realized and risks mitigated.
- Ensure adequate support programs (like trainings. lead generation, etc.) to enhance product knowledge to the Sales team, branch staff.
- Ensure robust communication on pertinent segment/product performance, market/regulator changes and relevant customer insights.
- Identify and engage low/non-performing locations/countries periodically.
- Ensure all issues raised from the business offices are adequately treated and/or escalated to appropriate units where necessary.
Candidate's Profile
- Our ideal candidate must currently work within the banking industry, with good knowledge of product development.
- Having a sales background and experience in branch management will be an added advantage.
- The ideal person must also be a people’s person and can establish and sustain a good working relationship with stakeholders.
Skills Required:
- Good knowledge of Bank’s Operations Policies
- Excellent communication & interpersonal skills coupled with the ability to deal professionally, confidently and effectively with staff at all levels, internally and externally
- Good knowledge of product and Int’l banking operations
- Interpersonal skills to create and maintain relevant business networks; and to effectively communicate with and manage customer expectations (internal and external), and other stakeholders who impact performance.
- Knowledge and effective application of all relevant banking policies, processes, procedures and guidelines to consistently achieve required compliance standards or benchmarks.
- Sales and Marketing skills to effectively sell Bank products and expand market share
Knowledge Required:
- Knowledge of business industry trends and practices.
- Knowledge in expatriate banking models and outreach promotional strategies.
- Knowledge and effective application of all relevant banking policies, processes, procedures and guides.
Application Closing Date
17th November, 2021.
Method of Application
Interested and qualified candidates should:
Click here to apply online
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