Job vacancies at Stanbic IBTC Bank – 5 Positions
Stanbic IBTC Bank is recruiting to fill the following positions:
1.) Credit Evaluation Officer
2.) IT Test Analyst
3.) Mobile Banking Support Officer
4.) Core Banking Support Officer
5.) IT Solutions Developer
Stanbic IBTC Bank is a leading African banking group focused on emerging markets globally. It has been a mainstay of South Africa's financial system for 150 years, and now spans 16 countries across the African continent.
Standard Bank is a firm believer in technical innovation, to help us guarantee exceptional client service and leading edge financial solutions. Our growing global success reflects our commitment to the latest solutions, the best people, and a uniquely flexible and vibrant working culture. To help us drive our success into the future, we are looking for resourceful individuals to join our dedicated team at our offices.
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See job details and how to apply below.
1.) Credit Evaluation Officer
Job ID: 51838
Location: Lagos Island, Lagos
Job Sector: Banking
Job Details
Risk Management: understanding all risks from the economic to the political that could affect our global business, and offering guidance to all parts of the bank.
Job Purpose
- To provide effective value adding risk management to assist Business Banking Teams in the Business Banking space in achieving their asset growth targets, whilst maintaining a quality-lending book, through effective underwriting, evaluation and approval of credit applications.
- The delivery of a professional service to all business units, by assessing and evaluating credit facilities (new and/or existing) based on sound credit & financial principles, whilst adhering to the Bank’s group credit risk standards, maintaining credit independence and managing risk reward balance
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Key Responsibilities / Accountabilities
Evaluation and approval of applications:
- Evaluate accurately credit proposals to ensure they meet sound business criteria and credit risk fall within acceptable parameters within approved turnaround times.
- Identify, quantify and evaluate credit risks in relation to profitability of business proposals and financial viability of Business banking credits.
- Process credit applications and ensure timely and quality credit assessments and decisions are made.
- Build relationship with Relationship Managers/Business Bankers and collaborate to improve quality of business proposals and turnaround time on credit evaluations.
- Active participation at the Business Assessment Committee meetings
Risk Management:
- Monitor the risk grading of all Business Banking customers using BBRS
- Ensures that the Bank’s need to provide adequate controls over the risks encountered in the post-credit granting stage of the credit process are satisfied by ensuring the appropriateness, consistency, validity and enforceability of all collateral confirming that all collateral and legal documentation in respect of banking facilities and advances granted have been obtained’ are in legal order and properly housed.
- Ensures all identified credit control events and payment defaults are managed, in order to reduce the roll rate of non-performing loans into lock up portfolio by providing a prompt and orderly turnaround environment in which controls can be exercised to ensure that the Bank is not faced with avoidable losses.
- Ensures that timely and quality credit delivery and decisions are made within agreed Service Level Agreements (SLAs) within the in the Business Banking space.
- Review of relevant internal & external communications, such as circulars, economic reviews on industries, & financial or industry publications to ensure that any development, new requirements or external risks are properly taken cognizance of in lending decisions or conditions of lending.
Governance, Risk and Compliance:
- Ensures compliance with country adopted standards, policies, mandates and procedures governing activities within the credit space
- Actively participates in Credit Risk Management Committee meetings and watch list committee meetings and provides meaningful input into risk appetite discussions, portfolio management and collections strategies as well as detecting and evaluating shifts or changes in key risk parameters and the effects of such changes on portfolios and relationships.
Problem Solving:
- Identifies business needs and existing credit strategies and interprets these into operational reality.
- Constantly challenge established thinking and to facilitate constructive discussions that lead to continuous improvement in operating processes.
- The ability to balance competing business needs with risk mitigation requirements.
- The ability to apply appropriate risk mitigation techniques to improve the bankability of marginal proposals.
- Ability to evaluate the risks/reward of each credit facility application and supporting information, taking into account broad industry risks, total bank exposure to specific industries, and the risk and profile of the counterparty applying for credit.
- Manage the cross-functional conflicts that may arise in the course of working with the business teams.
- Builds relationship with Relationship Managers to improve and maintain business/credit relationship
Portfolio Management:
- Effective management of the zonal portfolio to deliver the desired result along asset growth, risk, delinquency and cost containment.
- Ensures that all internal and external reporting is completed accurately, on time and that appropriate value-adding insights into the portfolio are provided so that both internal and external users of information have a deep and appropriate insight into the quality of the portfolio and the appropriateness of the processes
- Ensure there are effective controls in place to rectify any identified gaps/risks in the portfolio
Credit Committee Secretariat Management:
- Prepare minutes of Credit Committee meetings within 48hours of every meeting
- Ensure all approved facilities are sanctioned in line with the terms of approval of the committee
- Effective monitoring of all credit committee action plans; timely reporting and escalation of all breaches
Preferred Qualification and Experience
Qualifications and Experience:
- First Degree in Business Commerce/ Finance and Accounting/Mathematical Sciences
- Professional qualification (ACIB), ACA, ACCA, ACIS
- Masters’ Degree is an added advantage
- Minimum of 3 years experience in credit risk, credit analysis/evaluation, risk management, business development and portfolio management
- Minimum of 3 years experience in managing commercial banking and other Strategic Business Units’ relationships
Knowledge / Technical Skills / Expertise
Technical Competencies:
- Loan assessment and approval
- Financial Statement Analysis
- Operating cashflow analysis
- Debt Consolidation
- Mortgage Lending
- Asset Based Lending
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Application Closing Date
Not Specified.
How to Apply
Interested and qualified candidates should:
Click here to apply online
2.) IT Test Analyst
Job ID: 51550
Location: Lagos Island, Lagos
Job Sector: Information Technology and Services
Job Details
- Information Technology: systems development, business analysis, architecture, project management, data warehousing, infrastructure, maintenance and production.
Job Purpose
- A software tester is involved in the quality assurance stage of software development and deployment.
- He/she conducts automated and manual tests to ensure the software created by developers is fit for purpose.
- Software testing involves the analysis of software, and systems, to avert risk and prevent software issues.
Key Responsibilities / Accountabilities
Identifying business requirements:
- Meeting with system users to understand the scope of projects
- Working with software developers and project support teams
- Reviewing documentation.
Implement test approach / plan for projects:
- Implement Test Requirements Analysis
- Implement Test Case Development / Updating
- Implement Test Data preparation
- Implement acceptance criteria and schedule for test cycles (CIT, SIT, UAT).
Challenge the perception of testing:
- Stay abreast of new technologies
- Stay abreast of new test methods and tools
- Ensure efficient use of HP Quality Centre
Working towards departmental and project deadlines:
- Presenting findings to software development and business user teams
- Submit inputs for Weekly Status Reports for IT Exco sessions
- Participate in Weekly Test team Review Meetings
Influence overall technology, driving product quality, and promoting practices to improve productivity and enable quality:
- Problem solving
- Designing tests to mitigate risk
- Implement testing team quality standards and quality assurance processes.
Preferred Qualifications and Experience
Qualifications:
- First Degree in Computer Sciences or IT related courses
- Preferably certified in ISTQB Foundation and advanced level, Prince 2, PMI, PMBOK or other project management qualifications
Experience:
- Minimum of 4 years’ experience in IT Quality Assurance and Software Testing
Knowledge / Technical Skills / Expertise
Technical Competencies:
- Functional Analysis and UAT
- IT Business Analysis
- Awareness of the Software Development Life Cycle (SDLC)
- Testing
- Quality Assurance
- Requirements validation.
Application Closing Date
Not Specified.
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How to Apply
Interested and qualified candidates should:
Click here to apply online
3.) Mobile Banking Support Officer
Job ID: 51549
Location: Lagos Island, Lagos
Job Sector: Information Technology and Services
Job Details
- Information Technology: systems development, business analysis, architecture, project management, data warehousing, infrastructure, maintenance and production
Job Purpose
- E-Channels applications support e.g. Finacle Internet Banking, Mobile Banking, Telephone Banking, Finacle USSD, Electronic fund Transfer
Key Responsibilities / Accountabilities
- Managing Mobile and Internet Banking Platforms for optimum performance
- Monitor SMS and Email Alerts for optimum performance
- Provide 2nd level support for bank branches on Mobile and Internet banking application
- Proactive designing of solutions to enhance the delivery of services on the two channels
- Generation of useful reports from the platform for reporting and troubleshooting.
Preferred Qualification and Experience
Qualifications:
- First Degree in Computer Sciences or IT related courses
- Master’s Degree in Computer Sciences or IT related courses
- Oracle, MCSA, knowledge of Microsoft Visual Studio, Java
Experience:
- Minimum of 5 Years relevant experience
Knowledge / Technical Skills / Expertise
Behavioural Competencies:
- Generating Ideas
- Exploring Possibilities
- Taking Action
- Understanding People
- Embracing Change
- Providing Insights
- Adopting Practical Approaches
- Developing Expertise
Application Closing Date
Not Specified.
How to Apply
Interested and qualified candidates should:
Click here to apply online
4.) Core Banking Support Officer
Reference No.: 51545
Location: Island, Lagos
Job Sector: Banking
Job Details
- Information Technology: Systems development, business analysis, architecture, project management, data warehousing, infrastructure, maintenance and production
Job Purpose
- Application Support Management-Responsible for the Support and Administration of the Bank Application (Finacle & Pricing & Reports) and Services (UNIX) used by the Production for business continuity.
- Application maintenance Management -Management and Delivery of content and Services Online; tracking and ensuring all application defects and requirement are promptly resolve.
Key Responsibilities / Accountabilities
Key Responsibilities:
- Providing capacity planning, monitoring, and maintenance of the Bank Application (Finacle & Pricing & Reports etc)
- Ensuring continuity and quality by owning the resolution of issues across platforms. Tracking progress and escalating as appropriate unless resolution reached
- To undertake advanced administration tasks as required e.g. to support problem resolution
- To support the development teams and the 24/7 group in deploying applications and solving problems
- Reviewing and ensuring complete and appropriate handover of documentation prior to operational acceptance of new or changed applications
Preferred Qualification and Experience
Qualifications and Experience:
- Minimum of first degree in Computer Sciences or IT related courses
- Knowledge of Oracle SQL, Unix Administrator, Javascripts required
- 3-4 years experience in related role
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Knowledge / Technical Skills / Expertise
Technical Competencies:
- Application knowledge for support
- IT applications
- IT support
- Troubleshooting ability
- Debugging
- Data analysis
Application Closing Date
Not Specified.
How to Apply
Interested and qualified candidates should:
Click here to apply online
5.) IT Solutions Developer
Reference No.: 51544
Location: Island, Lagos
Job Sector: Computer Software
Job Details
- Group Information Technology: systems development, business analysis, architecture, project management, data warehousing, infrastructure, maintenance and production.
Job Purpose
- Work with the business to design cutting edge custom-applications that will allow our meet business to stay ahead of the competition and achieve their strategic goals.
Key Responsibilities
- Design structures and tools for systems which meet business needs, delivering the technical visualization of proposed applications for approval by the business and execution by the development team
- Translating technical plans into detailed designs for implementation using selected products
- Ensure that relevant technical strategies, policies, standards and practices are applied correctly
Qualifications and Experience
- First Degree: IT and Computer Sciences
- Project Management Certification
- Demonstrable programming skills
- Minimum of 3 years experience in:
- Application development in .NET (VB and/or C#)
- Relational database experience (MS SQL Server focused)
- Familiarity with all aspects of the Software Development Life Cycle
Knowledge / Technical Skills / Expertise:
Technical Competencies:
- Development
- Troubleshooting Ability
- Writing codes
- Awareness of the Software Development Life Cycle (SDLC)
Application Closing Date
Not Specified.
How to Apply
Interested and qualified candidates should:
Click here to apply online
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