🇦🇪 How to Relocate to Dubai with Your Family and Buy Property in 2025

Thinking of moving to Dubai and calling it home? You’re not the only one. With its modern skyline, tax-free income, top-tier infrastructure, and safe, family-friendly environment, Dubai continues to attract people from all over the world. But how do you go about relocating—especially with your family—and what’s involved if you plan to buy property?

This guide breaks down the key steps, visa options, property rules, and what to expect when relocating to Dubai with your loved ones.

Why Dubai is a Great Choice for Families

Dubai offers more than just luxury. It’s consistently ranked as one of the safest cities globally, features excellent private healthcare, and has a robust educational system. Plus, its location makes international travel easy. Whether you have a small or large family, Dubai’s infrastructure is designed for comfort, security, and convenience.

Step 1: Choose the Right Residency Visa

To live legally in Dubai, you’ll need to obtain a residency visa. If you’re planning to purchase property, here are two of the most common visa options available:

1. Property Investor Visa (2-Year Residency)

• Minimum Property Value: AED 1 million
• Eligibility: Property must be fully completed and located in a designated freehold area
• Income Requirement: Minimum AED 10,000 per month
• Benefits: Renewable every 2 years, and allows you to sponsor family members

2. UAE Golden Visa (5-Year Residency)

• Minimum Property Value: AED 2 million (mortgaged options allowed through selected banks)
• Advantages:
  • 5-year renewable residency
  • Sponsor your spouse and children, regardless of their age
  • No minimum stay requirement in the UAE
  • Freedom to stay outside the UAE for more than 180 days without losing your visa

For more details, visit the UAE Government Portal.

Expert Tip: If your finances allow, the Golden Visa offers more flexibility and long-term benefits.

Recommended for you: UAE Job Seeker Visa 2025: Benefits, Eligibility and How to Apply

Step 2: Sponsor Your Family to Join You

Once your residency is in place, you can legally sponsor your immediate family members under these conditions:

• Minimum Salary Requirement: AED 4,000/month (or AED 3,000 with employer-provided accommodation)
• Documents Needed:
  • Attested marriage certificate
  • Birth certificates for children
  • Valid tenancy contract or title deed
  • Health insurance coverage
  • Medical test reports (for applicants aged 18 and above)

Family visas are typically issued for 1 to 3 years, depending on your visa category.

Step 3: Buying Property in Dubai as a Foreigner

Yes, foreigners can own property in Dubai—but only in specific freehold zones like Dubai Marina, Downtown Dubai, Palm Jumeirah, and Jumeirah Village Circle.

Important Factors to Consider:

• Tax-Free Returns: Rental income is not taxed
• Upfront Costs:
  • Property Registration Fee: 4% of property value
  • Real Estate Agency Fees: ~2%
  • Mortgage Down Payment: Usually 50% (if financing)
• Mortgage Eligibility: UAE banks offer loans to expats with at least a 25–30% down payment and valid residency

Helpful Tip: Work with a licensed real estate agent and hire a property lawyer. This helps ensure transparency and avoids legal issues or scams.

Step 4: Estimate the Cost of Living in Dubai

While Dubai offers tax-free salaries, your living expenses will depend on lifestyle and family size. Here’s a monthly cost estimate for a family of four:

Expense	Estimated Monthly Cost
Rent (2–3 bedrooms)	AED 5,000–10,000
School Fees	AED 2,000–5,000+
Groceries	AED 1,500–2,500
Utilities	AED 500–1,000
Transport	AED 500–1,200
Entertainment	AED 1,000–2,000

Want to save on rent? Look at suburban areas like Jumeirah Village Circle (JVC), Al Nahda, or Dubai Silicon Oasis for more budget-friendly housing.

Step 5: Find the Right School for Your Kids

Dubai hosts top international schools offering British, American, Indian, and IB curricula. These schools boast state-of-the-art facilities and multilingual education. Be sure to start the admission process early, as the best schools often have waitlists.

Step 6: Settle In Smoothly

Once you’ve arrived, here are a few essentials to help you and your family integrate quickly:

• Open a UAE Bank Account
• Get Health Insurance for each family member
• Apply for an Emirates ID, which is required for most services including utilities and rental agreements
• Join Local Expat Forums and Community Groups to get helpful insights, make friends, and ease the transition

Frequently Asked Questions (FAQs)

Can I bring my family right after getting my visa?

Yes. Once your residency visa is approved, you can sponsor your spouse and children. You’ll need proof of salary, accommodation, and required legal documents.

Can my spouse work in Dubai?

Yes, but they must first secure a job and have a work permit sponsored by their employer.

Do I need an agent to apply for a visa or move?

Not necessarily. The UAE government offers an easy-to-use portal at u.ae, where you can complete most processes online or through registered typing centers.

More Opportunities: